HERE YOU'LL FIND ALL OF YOUR MEMBER BENEFITS

MEMBER LIFE INSURANCE

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 75.

THE BENEFITS

Life Maximum - $150,000
Interment Maximum - $10,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

SPOUSAL LIFE INSURANCE

WHO’s ELIGIBLE

Eligible Spouses who meet the eligibility requirements of the Trust Fund and are under the age of 75.

THE BENEFITS

Life Maximum - $20,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

DEPENDENT LIFE INSURANCE

WHO’s ELIGIBLE

Eligible Dependents who meet the eligibility requirements of the Trust Fund and are over the age of 14 days.

THE BENEFITS

Life Maximum - $10,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

SPECIAL NEEDS LIFE INSURANCE

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 75.

THE BENEFITS

Life Maximum - $100,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

ACCIDENTAL DEATH & DISMEMBERMENT

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Member – Up To $200,000
Spouse – Up To $60,000
Dependent Child Up To - $8,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

OCCUPATIONAL ACCIDENTAL DEATH & DISMEMBERMENT

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Life Maximum – Up to $200,000

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

SHORT TERM DISABILITY

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Member – Weekly Benefit Maximum of $500 payable from 1st day accident or hospitalization (minimum of 18 hours) or 8th day illness, disease or sickness (15 weeks Employment Insurance Sickness integrated) up to a maximum of 104 weeks.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

LONG TERM DISABILITY

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 65.

THE BENEFITS

Member – Monthly Benefit Maximum of $1,000 (Years 1-5) or $600 (Years 6-10) payable after the waiting period of 104 weeks up to a maximum of 10 years, recovery, age 65, or death.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

PERMANENT TOTAL DISABILITY

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Life Maximum of $300,000 if continuously disabled for a period greater than 1 year as a result of an accident.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

LONG TERM CARE

WHO’s ELIGIBLE

Eligible Active Members and eligible spouses who meet the eligibility requirements of the Trust Fund and are over the age of 18

THE BENEFITS

Life Maximum - $175,000

$50 per day indemnity benefit

$100 per day for eligible expenses

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

SECOND OPINION MEDICAL BENEFIT

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund and are over the age of 18.

THE BENEFITS

Services for serious illnesses:

  • Review & Second Opinion
  • Care Coordination
  • Out-of-Country Care Coordination

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

CRITICAL ILLNESS

WHO’s ELIGIBLE

Eligible Active Members and eligible spouses who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Benefit Maximum:

Member - $25,000

Spouse - $5,000

Survival Period of 30 days from the date of diagnosis

50 % of the above amount if over the age of 65

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

HOSPITAL CASH

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Benefit Maximum - $150 per day payable after three (3) consecutive days of hospitalization for a maximum hospital stay of 120 consecutive days.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

EXTENDED HEALTH CARE BENEFITS

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Life Maximum - $1,000,000 per insured individual

Paramedical Coverage

Orthopedic Coverage

Hearing Aid Coverage

Other Healthcare Coverages

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

PRESCRIPTION DRUG BENEFIT

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Prescription Drug Benefit Card reimbursed at 100%

$50,000 Lifetime Maximum on Opioids

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

VISION CARE

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Maximum combined benefit of $400 once every 24 months for one (1) set of eyeglasses (lenses/frames combined) or contact lenses including one (1) eye exam and $100 replacement lenses if as a result of a prescription change or damage.

Life Maximum of $1,000 for Corrective Laser Eye Surgery

Post Cataract Surgery – Intra-ocular Lens (IOL) Coverage

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

DENTAL CARE

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Annual Maximum - $3,000 per insured individual inclusive of all dental services

100% Routine Care / Complete Dentures / Crowns / Bridgework / Implants

80% Partial Dentures

60% Orthodontics - $2,500 life maximum (dependents under the age of 18)

2014 O.D.A. Fee Guide

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

SPECIAL MEDICAL / HOSPITAL COVERAGE WHILE IN CANADA

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund and are under the age of 70.

THE BENEFITS

Life Maximum – $250,000 ($25,000 per occurrence) for Reasonable & Customary Hospital charges, fees, exams incurred in Canada while waiting for Provincial Health Plan coverage to become effective.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

EMERGENCY OUT OF PROVINCE MEDICAL

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund and are under the age of 80.

THE BENEFITS

Life Maximum – Under age 70

  • $5,000,000

Life Maximum – Age 70 to 74

  • $1,000,000

Life Maximum – Age 75 to 80

  • $500,000

Period of Coverage – Maximum of 90 consecutive days per trip

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure and travel card.

BEREAVEMENT PAY

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Benefit Maximum - $250 per day for a maximum of 3 consecutive business days for the loss of eligible family members.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

PARENTAL LEAVE

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Benefit Maximum - $250 per day for a maximum of 3 consecutive business days for the birth of your child.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

JURY DUTY

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Benefit Maximum - $200 per day for a maximum of 100 days for interruption of employment for Jury Duty.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits summary sheet.

REGISTERED EDUCATION SAVINGS PLAN (RESP)

WHO’s ELIGIBLE

Eligible Active Members who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Life Benefit Contribution - $500 made payable to a RESP account on behalf of Member to their child or grandchild (affidavit required) born on or after January 1, 2017.

MORE INFORMATION

Contact the Administrative Agent for details.

MEMBER FAMILY ASSISTANCE PLAN

WHO’s ELIGIBLE

Eligible Active Members and eligible dependents who meet the eligibility requirements of the Trust Fund.

THE BENEFITS

Confidential Counselling Services.

MORE INFORMATION

Contact the Administrative Agent or download the informational benefits brochure.

DISABILITY MANAGEMENT SERVICES

DISABILITY MANAGEMENT SERVICES

Illness and injury can happen to us all – whether at home or at work.  When you become sick or injured and are unable to work, you may be eligible to receive benefits to cover your loss of earnings.

The Disability Management Services team at LIUNA Local 183 is available to assist you when you are medically unable to work.    Disability Management Services will work with you to determine whether you should be making a claim for Weekly Disability Benefits through the Members' Benefit Plan, Loss of Earning Benefits offered by the Workplace Safety & Insurance Board (WSIB), and/or Employment Insurance Benefits.  They will help you in completing the necessary paperwork and assist you in the process so you can focus on treatment and recovery.  Disability Management Services will work with you in ensuring you obtain appropriate treatment and care while ensuring income replacement benefits are provided during your medically-supported absence from work. Should your absence be long-term, Disability Management Services will assist you in applying for CPP Disability Benefits and/or Long-Term Disability Benefits.

The Disability Management Services team is made up of professionals with medical, claims, and legal backgrounds who will work with you towards a successful return to health. Disability Management Services will protect your privacy and will not share with anyone any details surrounding your confidential medical condition.

If you become disabled and are unable to work, or if your work is being affected by a medical condition, please contact Disability Management Services at [416-240-2104] or [1-866-315-6011]. You can also send us an email at 183disability@homewoodhealth.com. The Disability Management Services staff are able to offer their services in English, Portuguese, Spanish, and Italian.

Short-Term Disability

If you become disabled while covered because of either an illness or accidental injury that is non-occupation and you cannot perform your job duties, you may be entitled to Weekly Short-Term Disability Benefits. Only Active Members have provisions have provisions for this benefit.

If you have questions regarding Short-Term Disability Benefits or the application process, please contact Disability Management Services at [416-240-2104] or [1-866-315-6011]. You can also send us an email at183disability@homewoodhealth.com. The Disability Management Services staff are able to assist you in English, Portuguese, Spanish, and Italian.

Applications for short-term Disability Benefits can be found below.

Long-Term Disability

If you remain totally disabled while covered and are under the age of 65, have received the maximum duration of Short-Term Disability Benefits and are unable to return to active full time employment, then you may be eligible for Long-Term Disability Benefits.

Totally Disabled means that solely because of a non-occupational illness or non-occupation accidental bodily injury, you are unable to work and cannot work in any occupation for which you are suited because of education, training, or experience.

If you have questions regarding Long-Term Disability Benefits or the application process, please contact your Short-Term Disability Case Manager. You can also contact the Disability Management Services main line at [416-240-2104] or [1-866-315-6011]. The Disability Management Services staff are able to assist you in English, Portuguese, Spanish, and Italian.

Applications for Long-Term Disability Benefits can be found below.

Workplace Safety & Insurance Board (WSIB) (work-related disabilities)

If are injured or become ill because of your job in Ontario, an application must be submitted to the Workplace Safety & Insurance Board (WSIB). The WSIB is government agency that provides health care services and loss of earnings benefits to those who are injured at work.

All accidents, even without any wage loss, should be reported to the WSIB.  It is important that you report the incident immediately to the employer, the WSIB, and obtain medical care. There are strict time limits for obtaining care and filing a claim with the WSIB.

Please contact the Workplace Safety & Insurance Board (WSIB) at [416-344-1000] or [1-800-387-0750] to report a claim.

If you have questions regarding WSIB benefits, have issues with an ongoing claim, or require assistance in filing a new claim you can contact Disability Management Services at [416-240-2104] or [1-866-315-6011]. The Disability Management Services staff are able to assist you in English, Portuguese, Spanish, and Italian.

TOP